Get help from Social Security during pandemic

Get help from Social Security during  pandemic
                        

Dear Savvy Senior,

I’ve heard the Social Security Administration has closed all their offices because of the coronavirus pandemic. How are they accommodating people while they’re closed down?

Recently Retired

Dear Recently,

Yes, that’s correct. The Social Security Administration has closed its 1,200 field offices throughout the country to protect benefit recipients and workers from the coronavirus pandemic. Their offices have been closed since March 17. How long they will be closed is unclear. It will depend on the course of the pandemic.

In the meantime services will continue to be available online at the www.SocialSecurity.gov website and over the phone. You also can rest assured monthly payments to the more than 69 million Social Security beneficiaries will not be affected in any way.

Here’s a rundown of how you can get help and get answers to your Social Security questions while their offices are shut down.

Online help

For any Social Security business you need to conduct, go to www.SSA.gov/onlineservices. There you can view your latest statement and earnings history; apply for retirement, disability and Medicare benefits online; check the status of an application or appeal; and request a replacement Social Security card (in most areas), print a benefit verification letter and more — from anywhere and from any of your devices.

Their website also has a wealth of information to answer most of your Social Security questions without having to speak with a representative. For answers to your Social Security questions, see their frequently asked questions page at www.SSA.gov/ask.

Phone assistance

If you can’t conduct your Social Security business online, check the SSA online field office locator (see www.SSA.gov/locator) for specific information about how to directly contact your local office. Your local office will be able to provide critical services to help you apply for benefits, answer your questions and provide other services over the phone.

Or you also can call the Social Security national toll-free number at 800-772-1213 (TTY 800-325-0778). This number has many automated service options you can use without waiting to speak with a telephone representative.

If you already have an in-office appointment scheduled, Social Security will call you to handle your appointment over the phone instead. The call may come from a private number and not from a federal line.

Beware of scams

Be aware Social Security telephone impersonation scams are growing. These scammers may falsely tell you there is a problem with your account, your Social Security number has been suspended because of suspected illegal activity, you’re owed a cost-of-living benefit increase or your monthly benefits will stop because of the coronavirus pandemic.

The caller also may threaten your benefits, suggest you’ll face legal action if you don’t provide information or pressure you to send money via wire transfers, cash or gift cards. They may even “spoof” your caller ID to make it look like Social Security is actually calling.

If you receive one of these calls, hang up. Social Security rarely contacts anyone by phone unless you have ongoing business with them, and they never threaten you or ask for any form of payment.

For more information on how to get help with Social Security during the coronavirus shutdown, visit www.SSA.gov/coronavirus.

Send your senior questions to Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit www.SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.


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